LEEDS & YORK
Commercial Auto
When vehicles are owned by your business it is important that they be covered under a commercial automobile policy. Vehicles used in a business have a higher liability exposure and the business automobile policy provides the coverage necessary to protect against this higher exposure as well as provide coverage while employees are driving your business owned vehicles. If you insure business owned vehicles under a personal automobile policy, there may be exclusions that restrict or eliminate coverage in the event a claim were to arise.
In addition, all business automobile policies should include:
Non-Owned Auto Liability - acts as an umbrella over an employee's personal vehicle should they use their vehicle in the course of their employment duties.
Hired Auto Liability - provides coverage for vehicles rented in the business name, whether they replace a vehicle in for repairs or service, or while out of town.
We offer a wide array of companies to provide comprehensive coverage at competitive pricing.
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Coverages
- Business Owner's Packages
- Business Excess or Umbrella Liability
- Commercial Auto
- Contractors General Liability
- Dental & Vision
- Directors & Officers Liability
- Disability - Group or Individual - Short or Long Term
- Disability - Business Overhead Coverage
- Employee Benefits - Life, Health, Dental, Vision, AD&D, Voluntary
- Employment Practices Liability
- Health Insurance
- Limited Benefit Plans
- Voluntary Programs, including Voluntary Group Term Life
- Cancer/Critical Care
- Long Term Care
- Life Insurance, including AD&D
- Medical Professional Liability
- Personal Insurance - Home, Auto, RV, etc.
- Professional Liability
- Property & General Liability
- Stop Loss/Reinsurance
- Surety and Contract Bonds
- Workers Compensation
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